FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

How it Works/Payments

Pay your mortgage at any time without pre-payment penalties
30-, 25-, 20- and 15-year terms are all available with fixed rates
5-year adjustable-rate mortgage available

Qualification Requirements

Credit scores as low as 500 may qualify
Refinance up to 97.75% of your primary home’s value
Buy a home with as little as 3.5% down (primary home)
Back end debt to income ratio is 55%

VA Home Loan

Are you a veteran, member of the military or a military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new with no down payment and never pay monthly insurance (PMI)!

VA Loan Highlights

30-, 20-, and 15-year fixed-rate and 5-year ARM loans available.
Jumbo VA loans available.
Refinance up to 100% of your primary home’s value.
VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans.
Buy a home with no money down (primary home).
No monthly PMI (Private Mortgage Insurance).
VA loans are governed by the U.S. Department of Veterans Affairs.

How VA Home Loans Work

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20, or 30 years. Your payment will not change throughout the life of the loan.
ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your rate can adjust up or down depending on the market.
Pay your mortgage at any time without pre-payment penalties.

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Tailoring Your Goals Through Seamless Financing

Providing Quality Service through Education, GNC Capital will empower you with knowledge to make the best mortgage decisions.
Through GNC Capital, you will enjoy the experience of having loan options tailored specifically for you financial needs.

** GNC Capital is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.